Why Valentine’s Day Can Suck, Even If You’re “Happy”

Valentine’s Day is a magical day – that is, if you’re six years old and also believe in fairies and wizards. For adults, the day can be a bit more complicated. Sure, some still get excited about it. But for many of us, it’s just another day on the calendar. And for others, it can […]

Why Living Beyond Your Means Can Mean Big Relationship Trouble

Debt is a huge problem for families these days.  In recent weeks, newspapers like Toronto’s The Globe and Mail have been highlighting disturbing household finance trends, featuring families with maxed-out credit who are living so close to the line that one missed paycheque has the potential to sink them.  Sadly, these articles come as no surprise to me. In the vast […]